Wealth derived from Digital Assets given back to Local Communities
(US$6,150 to date thanks to our ADA delegators)
Already $4,650 distributed through micro loans to 93 African businesswomen,
thanks to our delegators
A number of studies have shown that sustainable development is impossible without women’s empowerment and gender equality.
KIVA LOANS


US$50 LOAN TO
ABLAGAN, TOG


US$50 LOAN TO
ASSATA, LIBERIA
US$50 LOAN TO KADIATU, SIERRA LEONE
22/09/2023
22/09/2023
22/09/2023
In Huye market, there is a resilient and hardworking mother named Nadine with one beautiful child relying on her.
Nadine recognized the urgency to secure a stable source of income. In 2017, armed with determination and a small amount of capital, she embarked on her entrepreneurial journey, opening a women's clothing retail business near the Mugombwa camp.
Nadine's innate work ethic and unwavering drive set her apart, propelling her business forward despite the limited resources at her disposal
This is 42-year-old Assata. She is a single mother with 4 children; they are schooling and live at home.
Assata is a strong businesswoman who sells dried fish, a business she has managed for 8 years. She learned this trade by herself and started the business with her own savings. She uses a car to transport supplies to her business site. She likes her business because it gives her money each day she sells.
To maintain her sales, Assata requested a loan through BRAC Liberia, a Kiva lending partner. This loan will be used to buy more dried fish to sell. In the future, she wants to continue her children’s education. She wishes to say thanks.
Greetings from Sierra Leone! This is 42-year-old Kadiatu from Waterloo 2 branch. She is a married businesswoman with two children between the ages of 9 years and 15 years old. Both are currently attending school. She started this business to take care of her family.
Kadiatu runs a retail business and sells provisions to her customers around the community. She has been in this business for the past 10 years. Kadiatu says that her challenge is the increase in prices of goods in the market.
She requested this loan through BRAC Sierra Leone to purchase more provisions like butter, mayonnaise, cheese, milk, etc., to increase her business. Kadiatu says that the extra income from this loan will help to take care of her family. In the future, she would like to expand to a large scale.

US$50 LOAN TO
LILLIAN, UGANDA


US$50 LOAN TO
SOUZANE, TOGO
US$50 LOAN TO NEEMA, CONGO
22/09/2023
04/07/2023
04/07/2023
Meet Lillian a refugee mother to 1 school-going child. They stay with her family in Yumbe which is in the West Nile region of Uganda.
She is a full-time business lady and she is happy to be where she is today. She has a shop that sells a variety of clothes, and she has various kinds of customers.
She would like to buy a variety of clothes including school uniforms and other kinds of clothes. This will enable her to boost her sales, pay school fees and offer her family a better life.
Souzane is in a relationship and mother of two children. She is a seamstress and also sells sewing notions. She places her orders at the market and is requesting a loan to order rolls of interfacing, poplins and boxes of sewing thread. She wants to sell well and increase her household's income.
Neema is 38 years old and the mother of seven children, all of whom are in her care. She has over 10 years' experience in selling livestock, particularly pigs, which are currently in great demand.
The loan will be used solely to buy pigs for resale, with a view to increasing her business and the living conditions of their respective families. She is wearing a scarf and a black and white knit in the photo.

US$50 LOAN TO
NADINE, RWANDA


US$50 LOAN TO
ASSATA, LIBERIA
US$50 LOAN TO KADIATU, SIERRA LEONE
22/09/2023
22/09/2023
22/09/2023
In Huye market, there is a resilient and hardworking mother named Nadine with one beautiful child relying on her.
Nadine recognized the urgency to secure a stable source of income. In 2017, armed with determination and a small amount of capital, she embarked on her entrepreneurial journey, opening a women's clothing retail business near the Mugombwa camp.
Nadine's innate work ethic and unwavering drive set her apart, propelling her business forward despite the limited resources at her disposal
This is 42-year-old Assata. She is a single mother with 4 children; they are schooling and live at home.
Assata is a strong businesswoman who sells dried fish, a business she has managed for 8 years. She learned this trade by herself and started the business with her own savings. She uses a car to transport supplies to her business site. She likes her business because it gives her money each day she sells.
To maintain her sales, Assata requested a loan through BRAC Liberia, a Kiva lending partner. This loan will be used to buy more dried fish to sell. In the future, she wants to continue her children’s education. She wishes to say thanks.
Greetings from Sierra Leone! This is 42-year-old Kadiatu from Waterloo 2 branch. She is a married businesswoman with two children between the ages of 9 years and 15 years old. Both are currently attending school. She started this business to take care of her family.
Kadiatu runs a retail business and sells provisions to her customers around the community. She has been in this business for the past 10 years. Kadiatu says that her challenge is the increase in prices of goods in the market.
She requested this loan through BRAC Sierra Leone to purchase more provisions like butter, mayonnaise, cheese, milk, etc., to increase her business. Kadiatu says that the extra income from this loan will help to take care of her family. In the future, she would like to expand to a large scale.

US$50 LOAN TO
NADIA, MOZAMBIQUE


US$50 LOAN TO
MARIE LUCIE, MADAGASCAR
US$50 LOAN TO AGOSSIVI, TOGO
04/07/2023
04/07/2023
04/07/2023
Ms. Nádia was born in the city of Maputo. She is a 31-year-old single businesswoman. She does not have children or other dependents. She is requesting a loan to buy fish products for resale.
This is her first loan and she plans to request further loans to support her business. Her dream is to grow this business and to open a tourism focused business.
Marie Lucie is 45 years old. She is married with three children. She lives in a semi-rural neighborhood in a family home. She is a shopkeeper. She has been selling cattle feed and fish for five years. Her husband is a driver. She joined Vahatra to take out loans, which has proved profitable. She bought a bicycle with her earnings. Now, she wants to expand the goods she sells. She is therefore asking for the support of lenders to buy bran, feed and fish to sell on the market. She hopes to improve her income and build up savings to buy land later.
Agossivi is divorced and the mother of three children. She has a business in hair extensions and is requesting a loan to buy packets of extensions and hair weaves. She wants to manage her customer base well so that she can get out of poverty.

US$50 LOAN TO
NEEMA, CONGO


US$50 LOAN TO
SOUZANE, TOGO
US$50 LOAN TO JANE, KENYA
04/07/2023
04/07/2023
05/04/2023
Neema is 38 years old and the mother of seven children, all of whom are in her care. She has over 10 years' experience in selling livestock, particularly pigs, which are currently in great demand.
The loan will be used solely to buy pigs for resale, with a view to increasing her business and the living conditions of their respective families. She is wearing a scarf and a black and white knit in the photo.
A loan helped to buy 10 rolls of interfacing, 10 rolls of poplins and 10 boxes of sewing threads.
Souzane is in a relationship and mother of two children. She is a seamstress and also sells sewing notions. She places her orders at the market and is requesting a loan to order rolls of interfacing, poplins and boxes of sewing thread. She wants to sell well and increase her household's income.
Jane's story
Jane is a hardworking smallholder farmer based in Bungoma, Kenya. She has been involved in farming for several years now and has proven to be a dedicated and committed farmer. Jane's farm is her main source of income, and she has been able to provide for her family through her farming activities.
Jane is married and has three children who are all in school. She understands the importance of education and has been working hard to ensure that her children get the best education possible. However, with the rising costs of farm inputs, Jane has been finding it increasingly difficult to make ends meet. She needs a loan to purchase the necessary farm inputs to increase her farm's productivity.

US$50 LOAN TO
SUSAN, KENYA


US$50 LOAN TO
FATOU KINE, SENEGAL
US$50 LOAN TO LILIAN, KENYA
05/04/2023
05/04/2023
05/04/2023
Susan is worried about the bad impact that chemical fertilizers have on the quality of her vegetables. Moreover, she is conscious that fossil fuels are an excessive waste of money that she could invest in production or dedicate to the well-being of her family.
She has decided to purchase a biodigester that will considerably reduce her carbon footprint, transforming her three cows' manure into renewable energy and biofertilizer, promoting considerably higher yields.
Having an organic farm is an added value for selling, as it indicates that farmers are producing fresh and healthy products.
This loan represents 100% of the price of the biodigester.
Fatou Kiné is a strong woman who has been practising poultry farming for four years. After having received her first Kiva loan, which allowed her to develop her business well, she is requesting a new Kiva loan to continue her progress.
Fatou has her son and mother to take care of, but thanks to her business she is managing to make ends meet. Her biggest dream is to build a large, well-equipped chicken coop and to work with her son.
Lilian, a smallholder farmer based in Kapcherop, is a true inspiration. Despite having only a few years of experience in farming, she has managed to build a thriving business that not only sustains her family but also provides employment opportunities to the locals.
Married and with a family to support, Lilian is determined to expand her farming enterprise. With the loan, she intends to buy farm inputs that will help increase her crop yields and improve the quality of her produce. She understands that this will not only improve her income but also benefit her customers who rely on her for fresh and healthy produce.

US$50 LOAN TO
TINASOA, MADAGASCAR


US$50 LOAN TO
MARTA, MOZAMBIQUE
US$50 LOAN TO WINDIN-YDA-MONIQUE, BURKINA FASO
05/04/2023
03/01/2023
03/01/2023
Tinasoa continues her activities. She has made enough profit to cover the family expenses. She also continues save some money. She is very grateful to all the lenders who have helped her. She has had no difficulties in repaying her loans.
Tinasoa is applying for another loan to continue developing her business. She will buy ducks and corn to feed them. She will also restock her sales stalls with plastic and stainless steel cooking utensils. She has received training to help her manage her business. She still hopes to make a good profit. She dreams of building a modern house.
Marta is 58 years old. She is from Manhiça. She is single and lives in her own house. She is a merchant and a mother of three children, all of whom are adults. She does not have a particular role in the community.
With this loan, she plans to buy beef to resell. She is applying for the first time, and she has plans for new loans to invest in the same project. She dreams of growing her business more.
Windin-yda-Monique is the mother of 3 children, 2 of whom go to school, and she also has one dependent. For over 5 years, she has been selling pagnes and various clothing in a local market.
This is her seventh loan cycle with the Yikri MFI, and she has paid back her third Kiva loan on time. She is asking for a new loan to buy Hitarget and Real pagnes as well as fabrics. She needs to stock up on sufficient quantities to satisfy her customers. She is planning to reinvest her profits in her business and to save money to take care of her family. She thanks Yikri and its partners for the support they provide to business owners who cannot access bank funding. Thanks to the Yikri loans, she manages to save money to take care of her family.

US$50 LOAN TO
BERNICE, GHANA

US$50 LOAN TO KEMAH, LIBERIA

US$50 LOAN TO PATIENCE, GHANA
03/01/2023
03/01/2023
03/01/2023
This is "Dromo" Group, represented by Bernice, who is 36 years old.
She is married with two children. Bernice owns a clothing and beauty salon. She has been in this business for the past few years.
The group members are working hard to improve their standard of living.
With her portion of the loan, she would like to buy more clothing and supplies needed to render beauty services to meet her customers' demands. With the profits from the business, she would like to increase her savings and pay her children's school fees.
In this group: Bernice, Mtilda, Rose
Meet 51-year-old Kemah from Liberia. She is a married mother with five children, four of whom are still schooling. She attended school up to college level. She is a hardworking businesswoman who sells drinks and clothes. She has been in this of business for several years now and sells Monday through Saturday. She has had no problem with her business and uses a car to transport supplies at her business site. Her mother taught her how to sell.
She requested this loan from BRAC, a Kiva lending partner, to purchase more drinks and clothes to sell and grow her business. She likes her business because sales are profitable.
In the future, Kemah wants to build a store for her children. She says thanks and appreciation to BRAC and the Kiva community for their support.
The "Ekomefeemo" Group is represented by Patience, who is 32 years old. She is married and has three children. Patience owns a retail shop where she sells groceries and other useful items. She has been in this business for the past few years.
The group members work hard to improve their standard of living. With her portion of this loan, Patience would like to buy more utensils, plastic bowls, and supplies to meet the demands of her customers. With the profits from her business, she plans to increase her savings and pay her children’s school fees.
In this group: Patience, Grace

US$50 LOAN TO
Marie's Best Female Farmers Group, SIERRA LEONE

US$50 LOAN TO MARIAM, BURKINA FASO

US$50 LOAN TO ELSY (JIBU BURUNDI), BURUNDI
30/11/2022
30/11/2022
30/11/2022
Marie (first on the left), the featured borrower of Marie's Best Female Farmers Group, would like to sincerely thank all the Kiva lenders for their first and second loans. These loans enabled them to break free from the local lenders who were charging them nearly 100% interest, and as a result, all group members have fully recovered their businesses. The group has also expanded their farming operations and created a support fund for members' children's school fees and stationary costs.
Sierra Leone is currently experiencing a difficult time economically, with rising fuel and imported rice costs due to the war in Ukraine causing food shortages in some areas. The Group would like to take advantage of this and increase their production further as rice prices are on the rise. Increasing production will greatly enhance members' livelihoods and also increase food access in Sierra Leone at a time when this is badly needed. The Group is therefore asking for a third loan to expand production, grow their businesses and increase local food security.
In this group: Marie, Kaday, Kadiatu, Fatmata, Kassia, Kadiatu, Mabinty, Sampa, Yabundu, Fatmata
Mariam is married and the mother of eight children, five of whom go to school. She has been raising small ruminants for 10 years in an outlying neighborhood. She is on her fifth loan cycle with the IMF YIKRI and she repaid her third Kiva loan without any difficulties. She is requesting a new loan to buy several animals, their feed and medicines, to fatten them with an eye to reselling them at an opportune time. She plans to use her profits to reinvest in raising animals and to save to improve her family's living conditions. Finally, she thanks YIKRI and its partners for the support given to businesses that don't have access to credit.
Jibu Burundi started operations in January 2020. At its head are two women, Elsy and Ines, whose strong entrepreneurial spirit and leadership have accelerated the development of the Jibu brand in Burundi. Their mission is to create a vast network of women who leverage the franchise opportunity to impact their community with safe and affordable drinking water.
Elsy and Ines have been able to improve the accessibility of affordable drinking water to the Burundi community by empowering local entrepreneurs to own and run their own franchises. They want to expand further and set up another production franchise in Burundi. This loan will help Elsy and Ines to acquire a water treatment system and a truck so as to further serve the community.

30/09/2022
US$50 LOAN TO MERCY, ZAMBIA

30/09/2022
US$50 LOAN TO MAMIE, SIERRA LEONE

30/09/2022
US$50 LOAN TO LUISA, MOZAMBIQUE
Mercy is a 33-year-old entrepreneur who lives with her husband and two children in the Shangombo district in Zambia. She is requesting a Kiva loan to increase her stock to meet customers' demands. She plans to use the profits she earns to provide for her family's needs, and to reinvest in her business.
She will repay the 'social interest ' on her loan by volunteering for three hours per week as a CAMFED Learner Guide, facilitating classes from CAMFED’s ‘My Better World’ program with students at her local secondary school, helping to build their self-esteem and motivating them to remain in school.
This is 46-year-old Mamie from Moriba Town Branch. She is a married businesswoman with four children between the ages of 16 and 25 years old. One is currently attending school. She started this business to support herself and her family.
Mamie runs a retail business and sells shoes to her customers around the community. She has been in this business for the past 7 years. Mamie says that her challenge is slow sales sometimes.
She requested this loan through BRAC Sierra Leone to purchase more shoes to increase her business. Mamie says that the extra income from this loan will help to educate her children. In the future, she would like to expand to a large scale.
Luisa is 47 years old. She is married and she lives in her own house. She is a merchant. She has six children, four of whom are independent adults and two of whom are minors who are in primary and secondary school. She does not have a particular position in the community.
With this loan, she plans to buy various pairs of flip-flops to resell. She is applying for a loan for the fourth time, and she invested the previous loans in the same business. Her greatest dream is to grow her business more.

30/09/2022
US$50 LOAN TO SANDRA, MOZAMBIQUE

30/09/2022
US$50 LOAN TO JANVIERE, RWANDA

30/09/2022
US$50 LOAN TO HORTENSE, MADAGASCAR
Sandra was born in Namaacha. She is 43 years old, lives with her partner, and has two children who are grown, one of whom is still in school. She isn't responsible for anyone else. She is a retailer.
She lives in a house she owns with her family in the town of Impaputo. She is asking for financing in order to expand her business by acquiring staple products like oranges, green beans, tomatoes, onions, and other items for resale.
She is a repeat borrower; she invested in her business with the previous loan as well. In the future, she intends to have another business raising and selling chickens.
Janviere is married with four children and she takes care of six orphans. She sells African clothes to the community. She is a hardworking and organized woman. She has been in this business for the past six years and she has one employee to help her. She has requested this loan to purchase more African clothes to sell. With the profits, she will be able to get enough food for her children, pay school fees for her children, save for her future and expand her business.
Janviere thanks you for your support.
Hortense is a 52 year old married woman. She lives in a neighborhood not far from the center of town in a rented house. She is a teacher. She raises chickens for meat, and has also been selling school supplies for several years. Her spouse helps her.
With this next loan, she plans to invest more in raising chickens and offer more products for sale. She wants to increase her revenue, and is therefore requesting the support of lenders to buy chicks and their feed, as well as notebooks, pens and other items to resell at the market. She will continue to put her profits into savings and hopes to be financially independent in the future.

25/09/2022
US$50 LOAN TO AKOSSIWA, TOGO

25/09/2022
US$50 LOAN TO AYELE, TOGO

25/09/2022
US$50 LOAN TO ZENABO, BURKINA FASO
Akossiwa, 31, is a young married woman with 3 children.
She sells food items which she orders from the market and then resells.
She would like a loan to order boxes of wine, sweets and spaghetti and bags of rice. She plans to sell them for a good price in order to increase her income
Ayele is 30 years old. She is married and has two dependent children. She is a hairdresser and sells hair extensions. She is requesting the loan to buy hair ball cutters for hair extensions. She wants to develop her business to provide for the family's obligations.
Zenabo is the mother of seven children, two of whom go to school. She is a trader and has managed a restaurant, selling rice with sauce, in an outer district of the capital for more than 25 years. She is in her eighth loan cycle with the IMF YIKRI and has repaid her third Kiva loan without difficulty. She is again applying for a loan to buy 15 bags of rice, 15 cans of oil and 150 kit packets to serve her customers and meet demand. With the profits, she will reinvest in her business, increase her stock, and save to take care of her children. She invites everyone to protect themselves from the COVID-19 virus.

19/07/2022
US$50 LOAN TO JOSSICA, NIGERIA

19/07/2022
US$50 LOAN TO FATMA, EGYPT

19/07/2022
US$50 LOAN TO CELESTINE, MADAGASCAR
Jossica is a farmer living in Kaduna, rural northern Nigeria.
Thanks to crop insurance and access to high-quality inputs and services from Babban Gona, Jossica and her family do not worry about failed crops or poor harvests. Jossica will also be trained on the best agronomic practices for her farm to have excellent yields, and Babban Gona will provide the necessary support.
Jossica joined Babban Gona in 2020, farming 0.5 hectares more each year. She's harvested double the national Nigerian average crop yield, and now cultivates 1.8 hectares. She expects to reap up to 40 bags of maize per hectare this harvest. However, to achieve this dream of a great harvest this year, Jossica needs help to source quality inputs and services to make her dream a reality.
Fatma is 27, married, and has three children going to school. She has a small grocery shop to help her husband with the household expenses. She likes what she does, as long as it increases her family's income. She seeks to develop this project, so her neighbors advised her to ask for a KIVA loan from TADE to buy items that are not available in her shop and are required to increase sales for more income.
She will buy pasta, rice, juices, cheese boxes, tuna cans, and other grocery products to meet her customers' demands. She hopes the profit helps her in educating her children and providing them with all of their needs and a dignified life.
Célestine thanks the Kiva lenders very much. She obtained a good yield from her corn production. She finished her repayments and is taking out a new loan to fatten pigs. She will purchase two local-breed pigs with 400 kg of feed. At the end of fattening, she will deliver her pigs to the city butcher and capitalize her profits.
Célestine wants to expand her business raising livestock. She plans to buy a milk cow in the future.

01/07/2022
US$50 LOAN TO MONICA, UGANDA

01/07/2022
US$50 LOAN TO IMMACULEE, RWANDA

01/07/2022
US$50 LOAN TO RASHELL, LIBERIA
Monica is 33-years-old and lives in the town of Kangulumira in the Mukono region of Uganda. She is married and has 3 children who are all currently in school. For the past 10 years, Monica has been working hard to manage her Grocery store, which sells raw food.
To help expand her business, Monica has requested a loan of 1000000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more green bananas, cassava, Irish potatoes for resale, and will help Monica to generate greater profits and taking good care of her children by providing to them enough food and also pay rent for the business. Monica hopes that in the future she will be able to buy a plot of land build and start a poultry.
Immaculee is a 33-year-old mother of three children, whom are between 2 and 12 years old. Her husband is a business person and for the past 7 years, she has managed a grocery store.
Immaculee is the leader of the DUTERANINKUNGA TCB, which in English means “Let's support each other.” Group members, who will share in this loan, sell different items and own a variety of businesses.
Immaculee will use her loan to buy more rice, beans, maize flour and cooking oil to sell within her community. With the profits from her sales, she hopes to be able to furnish her house.
Rashell is a 32-year-old entrepreneur. She is married and has four children who are in school and live at home. Rashell is a high school graduate. She has a business selling cala (pufpuf), fried fish and fried chicken. She has managed her business for 10 years and has had no problems with her sales.
Rashell taught herself how to sell and also started the business with her own savings. Rashell uses a car to transport supplies to her business site. She sells Monday through Saturday.
Rashell had asked for a loan to purchase more ingredients that will be used to make cala, fried fish and fried chicken to sell to her good clients. In the future, she wants to improve her business. Rashell wishes to say thanks.

26/03/2022
US$50 LOAN TO Tacku Ligueye Group, SENEGAL

26/03/2022
US$50 LOAN TO Guemou-Xane Ii Group, MALI

26/03/2022
US$50 LOAN TO Gneta Group, MALI
This group of women has existed since March 2019. The women live in the same town and keep up very strong ties of kinship and solidarity. Their main work is in livestock farming. Due to COVID, Adama is the one representing the group in the photo. She is 42, married, and the mother of five children, including two daughters. She is active in raising livestock.
With this loan, she intends to purchase sheep to fatten and to resell at the local market at a good price in the hopes of obtaining better revenues. With the earnings, she envisions bolstering her savings and intends to help her husband meet family needs (food, healthcare, and the children’s school fees).
Hadamou is a 42-year old Malian woman who raises sheep. She has never attended school, is married and has five children ranging in age from 16 to 4. They all attend school. Her husband is a farmer. To develop her business she works with MFI RMCR. Hamadou buys her sheep in a rural community in Mali in order to raise them for a specific period of time. She sells her animals at a market located near her village and expects a monthly income of 24 000 CFA francs. With her profits, she takes care of her children's education, clothing and healthcare. In the future, Hamadou wants to become a large local livestock farmer in order to continue to care for her children.
The woman who is showing the steer in the picture is called Aminata. She is 27 years old. Due to Covid, she is standing in for the group in the photo. She is married and lives in a rural area with her farmer husband and three children who are all in school.
She has been breeding cattle for 8 years and manages to make a profit and pay for her children's clothing and shoes.
Aminata is requesting a new loan in order to purchase another steer for breeding. She expects to earn an estimated profit of 50,000 F CFA. This will enable her to help her husband pay for the children's school fees.

07/03/2022
US$50 LOAN TO RAFIA, GHANA

07/03/2022
US$50 LOAN TO SPECIOSE, RWANDA

07/03/2022
US$50 LOAN TO MARIAMA, SIERRA LEONE
Rafia is a 27-year-old entrepreneur who lives with her husband in the West Mamprusi district in Ghana. She runs a business selling clothes and bags.
She is requesting a Kiva loan to purchase stock in large quantities to increase her profit margin. She plans to use the profit she earns to reinvest into her business.
She will repay the 'social interest' on her loan by volunteering 2.5 hours per week as a CAMFED Peer Educator, leading life skills sessions for students in local schools on topics such as rights and choices, choosing a career path and active citizenship.
Speciose is a Rwandan businesswoman who started a general store in 2014. She started this business so she could provide easy access to affordable home utilities, shoes, bags, kitchen materials, and cleaning materials for the refugees who live in the Kigeme refugee camp and fellow Rwandans.
Speciose is also married with four children, and the general store has helped her cover her home bills and take care of her children.
Speciose attended the AEC/Inkomoko training, which equipped her with different skills that she is now applying in her business. She now knows the value of great customer service, and this has helped her build a strong relationship with her clients.
A loan to Speciose will help her purchase more stock and introduce new products in the store, so she can satisfy the increasing demand she is experiencing. Speciose is excited to see her business grow and become one of the best in the community.
Greetings from Sierra Leone! This is 48-year-old Mariama from Blama branch. She is a married businesswoman with one child, age 20. She started this business to improve herself.
Mariama runs a retail business and sells bags of groundnuts to her customers around the community. She has been in this business for the past 16 years. Mariama says that her challenge is the increase in prices of goods.
She requested this loan through BRAC Sierra Leone to purchase more bags of groundnuts to increase her business. Mariama says that the extra income from this loan will help to take care of her family.
In the future, she would like to expand to a large scale. She says thanks to BRAC and Kiva for their support.

15/02/2022
US$50 LOAN TO MARIAMA,
SENEGAL

19/01/2022
US$50 LOAN TO KATOUMOU, MALI

US$50 LOAN TO PHILOMENE, RWANDA
19/01/2022
Mariama is 39 years old . She lives with her husband and their 5 children, 4 of whom go to school.
Mariama runs a restaurant and sells local dishes for lunch and dinner. Her main customers are retailers and laborers in the area. The restaurant business is a respected and profitable activity that allows her to pay for her children's school and provide for her family with dignity.
Mariama is asking for a loan to buy more food items so she can increase her production and her menu selection.
Katoumou is 48 years old, Malian, married and the mother of four children of which one attends the koranic school.
Katoumou raises sheep and this requires her to buy sheep at the local market, spend time raising them and then resell them at the same market. She has been raising sheep for approximately four years. Thanks to this business, she is able to contribute to the family's expenses (food, shoes, clothing, school fees and medical care). Her dream is to meet the family's expenses and ensure her children do not have to do without.
Philomene is married, 47 years old, and has four children (hand raised in the picture). For the past 20 years, with the help of two employees, she has sold sorghum, maize, and Irish potatoes to the community.
Price changes have prevented Philomene from improving her business. That's why she has requested this loan to purchase a large quantity of sorghum, Irish potatoes, and maize in order to provide good service to her community and meet the increasing demands of her customers.
Philomene will use her profits to expand her business, pay school fees for her children, pay for medical insurance for her family, and provide for her family's basic needs.

US$50 LOAN TO DJENEBA, MALI
19/01/2022
Djeneba is seen in the picture holding the horn of her sheep. She is the representative of the group, as they respect social distancing.
She is a married woman, aged 42, with 6 children, of which three are at the primary school. Her husband is a farmer.
She and the members of her group all raise sheep, which she has been doing for 10 years. She buys them in the local markets.

US$50 LOAN TO CHIMWEMWE, MALAWI
22/12/2021
Chimwemwe, aged 38, is a married woman who takes care of four children. Her husband is a businessman. She grows maize and maize for a living.
Chimwemwe started this farming business to provide basic needs for her family. She requested a loan of $550. She will use the money to buy seeds, fertilizer and pesticides to grow rice and maize to sell.
In the next two years, she wants to buy a motorcycle and build a house.

US$50 LOAN TO PERLINE, MADAGASCAR
22/12/2021
Perline would like to thank the Kiva lenders for granting her the most recent loan. Thanks to that loan, Perline was able to buy many kilos of freshwater fish to offer to her customers. With the profits she earned, Perline was able to buy some household appliances.
To better meet the needs of her customers, Perline is requesting a new loan of $525 to again buy kilos of a variety of freshwater fish. Her goal is to ensure her financial future by building up as much savings as possible.

22/12/2021
US$50 LOAN TO GLADYS, KENYA
Gladys is 28 years old and has two school-going children. Her family means the whole world to her. She is a mixed animal and crop farmer with many years of farming experience. Through farming, she has given her family a solid reputation. She is requesting a loan of $425.

17/11/2021
US$50 LOAN TO GRACE, KAPSOWAR, KENYA
A loan of $450 to buy farming inputs such as seeds and rich nutrients to optimize her farm production and make more income to support her family, especially at this tough time when the world is fighting the COVID-19 pandemic.

US$50 LOAN TO MARIYA
DIEMA, MALI
08/08/2021
A loan of $4,300 to develop her sheep fattening business. Sheep fattening is profitable as her projected profit is approximately 75,000 CFA francs.
Mariya is part of the Nieta group.

US$50 LOAN TO CLARA
MAPUTO, MOZAMBIQUE
30/07/2021
A loan to acquire feed, chicks, sawdust, and vaccines for raising meat chickens.
Her dream is to become a big supplier of chickens in the national market.

US$50 LOAN TO FATOUMATA
ZIGUINCHOR, SENEGAL
07/07/2021

US$50 LOAN TO SALOME
KAPSOWAR, KENYA
07/07/2021

US$50 LOAN TO MAMUNATU
SUHUM, GHANA
07/07/2021
A loan of $1,375 helps to purchase fabric. She purchases fabric in Mali to resell in her area.
A loan of $300 helps to buy farming inputs, which she plans to use to optimize her production, thus making more income to support her family
A loan of $1,400 helps to buy stock of provisions to sell in the store. She is seeking financial assistance to buy stock for the shop to meet the growing demands of her customers.

US$50 LOAN TO LESTIDIA
KAMPALA, UGANDA
30/07/2021
A loan of 2,000,000 UGX to buy more bananas to increase her inventory since prices are now affordable. She is optimistic that her business will flourish

US$50 LOAN TO FLORENCE
NEW KEY, LIBERIA
30/07/2021
A loan to buy more ingredients that will be used to prepare rice kala (puff) to sell, in order to meet her customers' demands

US$50 LOAN TO ABLA
AGOE, TONGO
08/08/2021
A loan of $275 to stock up on sacks of corn, wheat flour and sugar, and cans of oil. She wants to take good care of her customers so she can get out of poverty.

US$50 LOAN TO MRS SALAMATA
KOUBRI, BURKINA FASO
08/08/2021
A loan of $1,050 to buy eight sacks of fertilizer for her plantings, and to buy a cart and a donkey with her profits.
She wants to buy a cart and a donkey with the profits from her loan. She wants to expand her livestock as she does a bit and takes care of her family.

US$50 LOAN TO Mrs AWA, SENEGAL
24/11/2021
A loan of $925 to procure plates, spoons, knives, and glasses for retail resale. The profits drawn from her business will permit her to strengthen her business to grow her shop. Awa's group brings women from the same neighborhood together and unite them through good social relations.

US$50 LOAN TO JOY, LIRA, UGANDA
17/11/2021
A loan of $575 to buy inventory that will boost her stock and supply.
Joy is 49 years old and married with 7 children. She operates a retail shop at Ayomlwor village in Kwania district, to make income that helps to cover her family's expenses and basic needs
US$50 LOAN TO SCOVIA, UGANDA
Scovia is widowed with five kids. She does commercial farming in Lyantonde. She grows bananas and rears cows to sell to earn revenue to better the standard of living for her children and always keep them in school.
She is seeking a loan of $1,125 to buy more cows, hay and mineral salts to feed them healthily. She will later resell them at profitable prices to better her financial position.

22/12/2021

US$50 LOAN TO DEBORAH, LIBERIA
22/12/2021
Deborah is 32 years old. She is married with 2 children. Both of her children are currently attending school while living at home. She attended school up to 12th grade.
Her main source of income is her business where she mainly sells soap, red oil, pepper, salt, and other items. She started a few years back with an objective of increasing her business. She has applied for a $500 loan to purchase more soap, red oil, pepper, salt, and other items to sell and increase her business. She is hopeful that with increased inventory, her sales will also improve, thus bettering her finances to provide for family.